Zero down payment for home loan : Bank of america

Bank of America offering home loan for the first-time home buyers

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in a select group of cities with zero down payment

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zero closing cost mortgages to help grow

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homeownership among Black and Hispanic/Latino communities.

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This option will first become available in places

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like in Charlotte, Dallas, Detroit, Los Angeles and Miami.

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The bank said: aims to help eligible individuals and families obtain an affordable loan to purchase a home

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This new loan is called "Community Affordable Loan Solution"

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eligibility will be based on factors like timely rent payments and on-time utility bill, phone and auto insurance payments

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